MAC Simulation Engine

UBI phase, every colony: need (working-age adults out of work the basket, retirees with savings the RWS basket, retirees without savings 66%, children 33%, those in work nothing) vs. the MAC the colony raises at UBI-phase unemployment. K for 100% = the K at which MAC covers the need.

Welfare funding need — each colony's phase unemployment × its adults × the unemployment payment.

Reference population — the real US adult (18+) and child population vs. our 3 colonies' actual live population (split the same way, by each colony's own child ratio). Each colony's % is its share of the US reference total; the resulting proportion is what the Simulation Engine scales each sector's pay by.